Mergers & Acquisitions
Insurance M&A specialists, based opposite Lloyd's of London
Our office sits directly opposite Lloyd's of London, a deliberate choice that reflects our commitment to the insurance market. Capital and Trust has built strong relationships across the insurance sector.
Advising owners of brokerages, MGAs, and specialist lines businesses through some of the most complex transactions in the market.
If you own an insurance business and are considering your future, there is no better-placed firm to advise you.
The insurance M&A landscape
The insurance broking and MGA market has seen sustained consolidation over the past decade, with private equity capital, international groups, and ambitious independent acquirers all competing for quality businesses. For business owners, this creates a competitive environment but one that requires careful navigation.
Not every offer is what it appears. Deal structures in insurance M&A can be particularly complex, with earn-out mechanisms, client retention clauses, and regulatory transfer considerations all capable of materially affecting the value you ultimately receive. Our role is to help you understand exactly what is on the table before you make any commitment.
For buyers, we source and introduce businesses that meet your specific acquisition criteria, whether that is geographic expansion, product line extension, or talent acquisition.
Our approach
We manage every transaction with discretion and precision. Our proximity to Lloyd's and our long-standing relationships in the London and regional insurance markets mean we can reach the right buyers quickly and ensure that sellers receive genuinely competitive proposals, not just the first offer that arrives.
Why Capital and Trust for insurance M&A?
Office opposite Lloyd's of London, embedded in the insurance community
Experience across broking, MGA, specialist lines, and personal lines businesses
Access to the full range of strategic and financial acquirers active in the UK insurance market
Clear, independent advice on deal structure and regulatory implications
Success-only fees, our commitment to your outcome is absolute
Specialist support in compliance and legal throughout the process
Testimonials
See what our clients have to say
Sam Motia and Capital and Trust’s service have been exceptional. They have listened to our needs, requirements and goals and delivered on the target acquisitions that we have asked for. They have assisted through the acquisition process and enabled the transactions to run smoothly from the outset. We’ve been a client for a number of years and the acquisitions that C&T have collaborated on have made a significant impact on our company.
Jamie Philip
Saltus Financial Planning Limited
When I was looking at exploring my potential options, Capital and Trust provided me with the detailed knowledge, insight and expertise of the different propositions available to me. They guided me through from beginning to end, introducing me to the buyers that not only fitted my personal needs, but the needs of my staff and most importantly the needs of our clients. They gave me support throughout the deal process and were always available if I had any questions. For anyone looking to sell their business or even buy a business, I would strongly recommend getting touch with the guys at Capital and Trust.
Craig Gibson
AGL Wealth Management Ltd
We have worked alongside Capital and Trust for several years because we have always valued their expertise and extensive connections in the sector. Our recent experience of working with them on a transaction has consolidated this view – they helped us find a buyer that was the perfect fit in terms of deal structure and company culture. Their approach was superb; the team was professional and knowledgeable, maintaining excellent lines of communication throughout. Expert negotiators, they helped us to achieve the best possible outcome. Based on our experience we wouldn’t hesitate to recommend Capital and Trust, and particularly Sam Motia, to anyone considering a business move.
John Hughes
Omnium Capital Limited
Talk to us
Whether you are at the early stages of thinking about a sale or ready to move forward, we welcome a confidential discussion.